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Is TranzactCard Visa bank card a prepaid card?
It's not a prepaid card. Your bank card comes with your TranzactCard Account, a banking account like the checking accounts traditional banks offer. To use your bank card, you'll need to deposit funds into your account.

How do I deposit funds into my bank account?
Direct deposit - Paychecks
Transfers from an external bank account
Mobile deposit of paper checks


Is there a minimum or maximum to how much money I can have in my account?
There's no limit to the amount of money that you can have in your account, and you don't have to worry about maintaining a minimum balance to keep your account open! Plus, your funds are entitled to up to $250,000 of pass-through deposit insurance coverage through our issuing bank, Evolve Bank & Trust; Member FDIC.

How old do I have to be to open an account?
If you're 18 or older, then you can open a TranzactCard Account.

How do I log into my TranzactCard account?
GREAT QUESTION

Why am I being asked to provide a photo-ID?
Sometimes we may need more information to verify your identity to keep your information and our platform safe. If you are prompted, please upload one of these forms of identification:

• A valid, unexpired state-issued driver's license or identification card
• A valid, unexpired U.S. passport or U.S. passport card
• A valid, unexpired permanent residence card

If you are unable to provide one of the documents above, we will not be able to verify your identity and unfortunately cannot open an account for you.

Are my funds FDIC insured?
Yes, your funds are entitled to up to $250,000 of pass-through deposit insurance coverage through our issuing bank, Evolve Bank & Trust; Member FDIC.

Will TranzactCard check my credit score?
No, we do not run a credit check when you open an account with TranzactCard.

Is there a spending limit on my TranzactCard Visa bank card?
GREAT QUESTION

Can I get cash from an ATM?
Yeppers...details

Can I open more than one TranzactCard account?
Some say NO for security reasons (fraud)...we need to check

Does TranzactCard offer joint bank accounts?
Some do not...

When will my new TranzactCard bank/ATM card arrive?
Your card will arrive within 3-5 days after opening your new account.If you don't receive your card within two weeks, you can request a new card online.

How do I set up direct deposit?
Receive funds with routing and account numbers.

Where do I find my routing and account numbers?
You can then choose, 'See full account number' next to your account name and a box will open to display your account and routing number.